SBA: Projecting Cash Flow - Best Practices and Evaluation Techniques 2017 is a webinar that covers topics such as:
- A review discussion about how cash flows through a business and the importance of identifying the ‘cash cycle’ ahead of reviewing the financial projections
- Brief case study of Banco Popular’s outcome when failing to use information on hand to test cash flow projections prepared by a third-party loan originator for several loans to same franchise
- Identification of some practical axioms applicable to financial forecasts that will strengthen the context of the numbers for the reviewer
- Best practices to break down the applicant’s projection numbers and systematically review them line-by-line to look for flaws or reasoning gaps that can distort results
- How to deal with inadequate models that do not add up and a dose of scepticism that should be applied when a third-party is involved in developing the information lenders review
- Suggestions on tools lenders can create and use to accelerate the development of deeper analysis of financial projections
- SBA’s view and policy on the importance of cash flow projections and the lender’s responsibility to analyze the applicant’s ability to repay the proposed financing
SBA: Projecting Cash Flow - Best Practices and Evaluation Techniques 2017 is intended for:
- BDOs
- Loan Officers
- Credit Analysts
- Relationship Managers
- Loan Processors
- Loan Underwriters
- Senior Loan Officers (SLOs)
- Chief Credit Officers (CCOs)
- Loan committee members and other direct lending staff
