Understanding the Loan Estimate and Navigating the Closing Disclosure: TILA/RESPA Integrated Disclosures 2015 is a webinar that covers topics such as:
- Section by Section Walk-Thru of the Loan Estimate
- Timing on providing the loan estimate
- Defining the terms application, business day and variance thresholds
- Restrictions on providing the loan estimate
- Combining the GFE and Initial TIL
- Combining HUD-1 and Final TIL
- Exemptions and Applicability of the Law
- Other Considerations of the Loan Estimate and Closing Disclosure
- Specific items to watch for in comparison to previous forms
- "Deep Dive" in to the Closing Disclosure
- Restrictions on providing the closing disclosure
- Timing on providing the closing disclosure
- Defining sections A-J including examples
- Defining the terms closing date, disbursement date, settlement agent, file #, property, sale price, and MIC #
- Extensive overview of pages 1-5 of CD
Understanding the Loan Estimate and Navigating the Closing Disclosure: TILA/RESPA Integrated Disclosures 2015 is intended for:
- Operations Personnel (Disclosure Desk, Processors, Closers, Funders)
- Compliance Officers
- Branch Managers
- Mortgage Loan Officers