Writing Effective Credit Memos and Loan Narratives 2015 is a webinar that covers topics such as:
- Breaking writing into single ideas
- The purpose of a paragraph
- Writing topic sentences which represent the main idea
- Maintaining a uniform and orderly pattern - paragraph structure
- Balance sheet analysis, income statement analysis, cash flow analysis
- How to ensure each sentence contributes to the purpose
- Using analysis to determine the financial impact of changes in financial factors
- Calculating and interpreting financial ratios and cash flow
- Outline of relevant factors to include in a credit memorandum
- Questions to raise with the customer after the credit analysis is complete
- Apply the concepts to a study case
- How to report your findings efficiently and effectively in the credit memorandum
- Primary and secondary source of repay, written repayment program
- Purpose and basis of the credit
- Identifies strengths and weaknesses
- Conformity to credit policy and addressing the five Cs of credit
Writing Effective Credit Memos and Loan Narratives 2015 is intended for:
- Consumer Loan Officers
- Commercial Loan Officers
- Loan Review Personnel
- Credit Analysts
- Internal Auditors
- Compliance Officers
- Branch Managers